Clear answers. Solid Ground. Trusted Results.

At Origin and Cause Investigations, we provide expert, evidence-based analysis to help insurance and legal professionals determine how a loss occurred — and who may be responsible. Whether you need to verify coverage, uncover subrogation potential, or prepare for litigation, our investigations are built on experience, integrity, and court-ready methodology.

Fire & Explosion Investigations

We investigate the origin and cause of fires in residential, commercial, industrial, and multi-unit structures.

What we deliver:

  • NFPA 921-compliant scene analysis

  • Identification of ignition source and contributing factors

  • Collection and preservation of evidence

  • Photographic documentation of the fire scene

  • Recorded interviews with insured parties and key witnesses

  • Detailed reports suitable for claims, subrogation, or litigation

  • Coordination with fire departments and authorities when needed

Common fire types:

  • Electrical fires

  • Cooking-related fires

  • Heating appliance malfunctions

  • Arson or incendiary origins

  • Natural causes (e.g. lightning)

A large loss fire scene with the burned remains of a multi-story commercial structure engulfed in fire and smoke.

Vehicle Fire Investigations

We investigate fires involving passenger vehicles, commercial fleets, heavy machinery, and recreational vehicles.

Scope includes:

  • Engine compartment and drivetrain failures

  • Electrical system malfunctions

  • Brake and tire overheating

  • Fuel system issues

  • Fraud detection and potential for subrogation

Our findings help establish whether the fire was accidental, mechanical, or suspicious — and whether a third party may be liable.

A burnt-out car shell at the scene of a vehicle fire, on a rural road beside a forest.

Mechanical & Electrical Failure Analysis

When an appliance, device, or system fails and causes property damage, we help determine why — and who may be responsible.

Typical cases:

  • HVAC unit and furnace failures

  • Washer/dryer or dishwasher malfunctions

  • Electrical panel and wiring issues

  • Product defect or improper installation

How it helps:

  • Validate or challenge liability claims

  • Support warranty or product litigation

  • Uncover maintenance or usage issues

We often partner with licensed engineers to deliver comprehensive technical evaluations.

A smartphone with a cable attached experiencing an electrical failure, emitting smoke and catching fire on a table.

Structural Collapse Investigation

We investigate partial or full structural failures in buildings, retaining walls, decks, or construction sites.

We assess:

  • Load-bearing failure

  • Construction flaws or code violations

  • Material degradation or improper use

  • Design deficiencies

  • Third-party or contractor negligence

Clients use our findings to:

  • Evaluate builder liability

  • Determine coverage eligibility

  • Prepare for defense or recovery actions

Close-up of a cracked, structurally compromised concrete pillar.

What You Can Expect from Every Investigation

✅ Rapid on-site response
✅ NFPA 921 & 1033 compliant methodology
✅ Detailed, unbiased reports
✅ Evidence preservation & documentation
✅ Availability for expert testimony
✅ Direct communication throughout

Ready to speak with a certified expert?

We’re ready to respond — whether you're evaluating a claim, investigating a suspicious loss, or building a legal case.